andnbsp; Did you know? Approximately 73% of online shopping customers say they prefer online shopping because it saves them time. Whether you usually prefer online shopping or you’d rather run errands to your local stores, tracking the money you spend is an essential part of financial planning. You shouldn’t rely on loans or credit cards for everything, which is why it’s important to allocate funds across different categories — whether you’re buying auto parts or lawn services like tree stump removal. There’s a lot more to allocating money than just budgeting for routine expenses, though. Maybe you have an expensive…